Did you know that there are special requirements for this? Renting out your current property doesn’t relieve you of the debt ratio involved in calculating your new loan qualification. Here is some of the requirement: You need to have 25% to 30% equity (depending if the new loan is FHA or Conventional) in the existing […]

I’m often asked about how to buy a house; believe it or not in this vast information age, people still don’t know how! It is not driving around looking at homes. It is not calling each agent’s sign and asking how much, how long has it been on the market, and how many bedrooms. Buying […]

When trying to market your home for sale, you may hear that marketing doesn’t matter “put it in the MLS and let it sell.” When I have my consulting sessions with my Albuquerque home buyers, I will sit down at my office, in front of my TV monitor, and we go through the Multiple Listing […]

If you are ready to buy an Albuquerque home, do not do these things while applying for and before closing on the loan. These are things that sometimes you wouldn’t think about, and if you loan officer hasn’t reminded you of these a hundred times over, you could delay your closing or completely mess up […]

Have you ever prepared your home for sale, and then been sad that the favorite mural or painted wall would have to be left behind? You can take it with you! Take some great photos of the painted area, and then have them printed onto canvas. Many frame/photo stores have this service, and you can […]

Ever wanted easy care, low maintenance, but you don’t want an ‘attached’ home?  A zero lot line/patio home might just be the ticket! These homes are built on small lots, often with common areas, but your area of responsibility for yard care is at the minimum!  Sometimes enough room for a raised bed or container […]